The largest proprietary database of HOA governing documents in the U.S. Structured, scored, and ready for your platform.
Every vertical has different risk models. Our data adapts to yours.
Your buyers already research HOAs before committing. Give them structured data instead of letting them discover restrictions after closing.
HOAs with aggressive enforcement, deferred maintenance language, or litigation-prone governance create measurably higher claim risk. Now you can see it before binding.
A property in a high-enforcement HOA carries hidden costs that don't show up in traditional underwriting. Fine exposure, special assessments, and rental restrictions all impact collateral value.
Thousands of HOAs enforce clauses that conflict with state law. Our data identifies these patterns at scale, powering class actions, regulatory reform, and individual advocacy.
Every data point extracted, structured, and scored from the source documents.
A composite 0-100 score quantifying governance restrictiveness. Built from 7 independent category scores, each weighted by impact on homeowner experience.
Original PDFs and extracted text for every analyzed community. Complete audit trail.
Flags for clauses that may conflict with state statute. Unenforceable provisions surfaced automatically.
All 50 states. New communities added weekly. Growing toward 200K+ by end of year.
Every restriction extracted and categorized: fines, enforcement triggers, rental caps, architectural rules, pet policies.
Query by name, address, or state. Get structured scores, restrictions, and document metadata back in milliseconds.
{
"community": {
"name": "Oakridge Estates HOA",
"city": "Austin",
"state": "TX",
"governance_index": 64,
"risk_level": "moderate",
"categories": {
"property_rights": 35,
"rental_restrictions": 28,
"architectural_controls": 55,
"financial_obligations": 48,
"enforcement_severity": 31,
"pet_vehicle_policies": 62,
"governance_structure": 44
},
"restrictions_count": 47,
"document_type": "CC&R",
"confidence": "HIGH",
"analyzed_at": "2026-02-26T..."
}
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Or email us directly at enterprise@homestandai.com