Illinois Common Interest Community Association Act (765 ILCS 160)

2026 HOA Laws in Illinois

Everything homeowners need to know about their rights and HOA regulations

Overview

Illinois regulates HOAs through the Common Interest Community Association Act, which provides protections for homeowners while allowing HOAs to maintain communities. The law emphasizes transparency and fair procedures.

Your Rights as a Homeowner
What you're legally entitled to under Illinois law
  • Right to attend board meetings (except executive sessions)
  • Right to inspect HOA records within 30 days
  • Right to vote on major assessments and amendments
  • Protection against selective enforcement
  • Right to display political signs during election periods
  • Right to due process before fines are imposed
  • Right to install solar panels (with reasonable restrictions)
  • Protection from retaliatory actions by the HOA
  • Right to reasonable accommodation for disabilities
  • Right to object to special assessments
HOA Powers & Limitations
What your HOA can (and cannot) legally do
  • Can levy regular and special assessments
  • Can impose fines for violations (must follow procedures)
  • Can place liens on properties for unpaid assessments
  • Can enforce architectural guidelines and restrictions
  • Can adopt rules and regulations (must be reasonable)
  • Can suspend common area privileges for violations
  • Can require architectural approval for modifications
  • Must maintain common areas and facilities

Key Laws You Should Know

Important statutes that protect your rights in Illinois

765 ILCS 160/1-15 - Board of Managers

Defines board responsibilities, meeting requirements, and voting procedures.

765 ILCS 160/1-20 - Meetings

Requires open meetings and specifies when executive sessions are allowed.

765 ILCS 160/1-30 - Records

Mandates what records must be kept and homeowner access rights.

765 ILCS 160/1-40 - Budgets and Assessments

Governs how budgets are created and assessments are levied.

Common HOA Disputes in Illinois

The most frequent conflicts between homeowners and HOAs

Disputes over special assessments

Lack of transparency in board decisions

Architectural review inconsistencies

Parking and vehicle restrictions

Delayed responses to maintenance requests

Improper fine procedures

Important Deadlines

Time-sensitive actions you need to take to protect your rights

Response to Violation Notice

Typically 14-21 days from notice

Request for Hearing

Within 30 days of violation notice

HOA Records Request

HOA must respond within 30 days

Appeal to Board

30 days from the decision being appealed

Worried about a violation in Illinois?

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HOA Laws in Other States

Explore HOA regulations across the United States