State HOA Laws
2026 HOA Laws by State
Understand your homeowner rights and HOA regulations in the top 5 HOA-heavy states. Know what your HOA can and cannot do under state law.
FL Statute 720
Florida
Comprehensive HOA regulations with strong homeowner protections and defined enforcement procedures.
Key Protections:
- $100/day fine limit
- 14-day notice required
- Mandatory hearings
Davis-Stirling Act
California
One of the most homeowner-friendly HOA laws with extensive transparency requirements and protections.
Key Protections:
- Solar panel rights
- Political sign protections
- Strong disclosure rules
Property Code Ch. 209
Texas
Balanced regulations protecting flag displays, solar panels, and homeowner voting rights.
Key Protections:
- Flag display rights
- Solar panel protections
- Security camera rights
765 ILCS 160
Illinois
Common Interest Community Act emphasizing transparency and fair procedures in HOA governance.
Key Protections:
- Open meeting requirements
- Records access rights
- Vote on major assessments
ARS §33-1801
Arizona
Planned Communities Act with specific fine limits and strong due process protections.
Key Protections:
- $250 fine limit
- 10-day records access
- Due process rights
Know Your Rights
State laws define what your HOA can and cannot do. Understanding these laws helps you identify when your HOA is overstepping its authority.
Fight Violations
Armed with knowledge of state law, you can challenge improper fines, violations, and enforcement actions with confidence and legal backing.
Cite Your Defense
When responding to HOA violations, citing specific state statutes makes your response more credible and legally sound.
Does Your HOA Follow State Law?
Upload your CC&Rs to see if your HOA's rules comply with your state's HOA laws. Get your freedom score and understand your rights.
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